"Take the prick to prevent ICU's from being overwhelmed!!!' Demands a guy who hasn't been outside for 18 months, is obese and is worried sick about Covid.
Tell you what...get your health in order and MAYBE we'll talk. Until then, YOU are more likely to clog the ICU's than me. So, put that in your pipe and smoke it.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive