"The history of biblical studies in the twentieth century has shown again and again that major 'problems' of the biblical record have been the result of modern ignorance of the ancient world. "
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive