I can't get my stupid video camera software to work...Very frustrating. I am using a 2017 macbook and maybe it's run its course. Who knows? My other laptop is a 2018 Chromebook which moves as fast as Joe Biden.
So, I bit the bullet and ordered a new system. Won't be here until tomorrow though. Sorry!
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market