I can't get over how bad the naysayers are and I want to talk about this more than what I did on my video the other day.
https://crr.bc.edu/do-we-have-a-retirement-crisis/. and this
https://crr.bc.edu/the-national-retirement-risk-index-an-update-from-the-2022-scf/
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent