Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
To further destroy the narrative that "everyone had a pension" in the old days and it was "better back then" let's read from a BLS Monthly Labor Review in 1983, "how do families far when the breadwinner retires?"
"Men who retired because of poor health were more likely to have been in a low level occupation and to receive lower retirement income. They were also less likely to have any pension coverage other than social security which is not available until 62."
Guess what? Nowadays we can use our 401k to provide us income until Social Security kicks in. Back then you were SOL.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
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https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses
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