Hmmm… almost like the Wall Street Journal is reading my books.
“The single most important factor standing in the way is shelter: it rose 6.5% in the year through November. And because it makes up 35% of the CPI, it has an outsize impact. Without shelter, inflation in that period would have been just 1.4%.”
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive