We're going to talk about this article tonight. Lots of fascinating stuff that will blow you away. Basically, you can't trust anything the WHO reports.
https://graboyes.substack.com/p/when-healthcare-spending-isnt-about
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market