Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
If you're already signed up you're good to go. The reason I stopped offering access to begin with was that I was getting a bunch of questions on the software and I never wanted to be a tech support guy.
Unfortunately, the questions are starting to happen again. So it's best just to stop offering it.
Remember folks, it's just a piece of software. That's it. It can't predict the future and as such when things change your "plan" will change too. That's why for my clients having an annual review is so important. Have things changed that we can take advantage of or walk away from?
One thing I can absolutely assure you is your "plan" will be different in five years, than it is today. So don't get too wrapped up in any piece of software. By all means use it like the tool it is. But, for Heaven's sake, don't let it dictate your life.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
