“The dirt doesn’t define the people. The people define the dirt. If the migration patterns are not reversed, countries like England and France won’t merely be seeing pointless and inexplicable murders, they’ll be seeing cannibalism and mutu as well. Because nations are people, and people never change on the basis of geographic relocation.
This really isn’t that hard. All the mythic civnattery notwithstanding, neither the Spanish nor the English magically transformed into American Indians upon their geographic relocation to America. Africans don’t magically become Europeans upon geographic relocation to England, France, or Germany either.”
And
“Remember, the Visigoths in Rome and the Hebrews in Egypt were refugees too. How did that work out for their hosts?”
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent