Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
From teh St. Louis Fed. Something doesn't add up
"What is the current generational wealth gap?
Younger Americans (millennials and Gen Zers) owned 75 cents for every $1 of wealth owned by Gen Xers at the same age.3
Younger Americans (millennials and Gen Zers) owned 84 cents for every $1 of wealth owned by baby boomers at the same age."
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market
