“2023 is on track to be an exceptional year in Quebec, especially compared to the past ten years, which have been rather less than ordinary in terms of forest fires, despite being “the hottest years ever recorded.”
As of June 5, the Society for the Protection of Forests against Fire (SOPFEU) has recorded a total of 417 fires since the beginning of the year, compared to an average of 199 fire incidents for the past ten years. Furthermore, a total of 160,342 hectares have been affected, compared to an average of only 247 hectares for the past ten years.
The year 2022 was particularly calm, with only 26 fires and an insignificant area of 34 hectares. Yet, we were in the midst of a “climate crisis” according to the UN. It goes to show that one should never play with fire when making inflammatory statements.”
https://wattsupwiththat.com/2023/06/07/media-wrong-again-about-quebec-wildfires/
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
sorry everyone, but here's what RC told me just now.
"Hi Josh,
This would be feedback as the model portfolios you create in the advisor portal are only visible on the advisor end. This is to prevent clients to use model portfolios specifically recommended for other clients. However, I will certainly pass the feedback to add the functionality to control which portfolios a client can view on to our development team and hopefully, we can implement this in the future.
We ask you to continue to share your feedback as it helps to improve the user experience for both you and the client. Please let us know if you have any other questions or suggestions!"
if you guys have other feedback let me know. Preferable in an email so I can copy and paste it to them directly.