Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
" the real return on stocks and bonds from
1793 through 1942 was almost identical (McQuarrie 2020b). Up to that point it had been a horse race, with sometimes stock investors ahead, sometimes bond investors—a quite different picture
than seen in Siegel (2014).
From 1946-1968 stocks so smoked bonds that bonds will never catch up when any time frame includes that two decade period. But before that, stocks and bonds were basically equal. After that, stocks did better but with a whole lot more risk.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
sorry everyone, but here's what RC told me just now.
"Hi Josh,
This would be feedback as the model portfolios you create in the advisor portal are only visible on the advisor end. This is to prevent clients to use model portfolios specifically recommended for other clients. However, I will certainly pass the feedback to add the functionality to control which portfolios a client can view on to our development team and hopefully, we can implement this in the future.
We ask you to continue to share your feedback as it helps to improve the user experience for both you and the client. Please let us know if you have any other questions or suggestions!"
if you guys have other feedback let me know. Preferable in an email so I can copy and paste it to them directly.
