Early homeschoolers in Tennessee argued that their homeschools should be considered legal private schools. A number of families were prosecuted, and in 1984 two judges found the state’s compulsory attendance law void for vagueness because of its lack of clarity in defining private schools.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market