“Earlier this year, the Labor Department put greater importance on the shelter component of CPI, which accounts for more than a third of the overall figure and has been in the spotlight over "owners' equivalent rent." It also lessened its focus on things like used cars, which recently underwent its own methodology refresh. The survey last year incorporated third-party data to ease the burden on respondents, like information from the J.D. Power Information Network that measures changes in vehicle prices, further dividing investors on what should be factored into their decision-making. “
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive