Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
Science, as the Islamic mathematician and empiricist al-Haytham (965 to 1040 A.D.) is not done by mere head count:
“The seeker after truth does not put his faith in any consensus, however venerable or widespread. Instead he questions what he has learned of it, applying to it his hard-won scientific knowledge, and he inspects and inquires and investigates and checks and checks and checks again. The road to the truth is long and hard, but that is the road we must follow.”
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
