Shenyang, the capital of Liaoning province, said last week it would offer a monthly cash payment of 500 yuan (US$75) to local families who are raising three children until the third child reaches the age of three. Yunnan province said it will give families with two children a one-off payment of 2,000 yuan and three-child families 5,000 yuan, with an additional 800 yuan in annual subsidies until the child turns three.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
sorry everyone, but here's what RC told me just now.
"Hi Josh,
This would be feedback as the model portfolios you create in the advisor portal are only visible on the advisor end. This is to prevent clients to use model portfolios specifically recommended for other clients. However, I will certainly pass the feedback to add the functionality to control which portfolios a client can view on to our development team and hopefully, we can implement this in the future.
We ask you to continue to share your feedback as it helps to improve the user experience for both you and the client. Please let us know if you have any other questions or suggestions!"
if you guys have other feedback let me know. Preferable in an email so I can copy and paste it to them directly.