https://jesuswordsonly.github.io/books/commands-of-jesus.html
Where are you falling short? Well, for me, pretty much all of them. First one that jumped out at me was:
"Do Not Insult Others By Calling Them Fools--Matthew 5:22". yet I do that all the time! Why? Because I'm so smart and anyone who doesn't see the world as I do is a fool. Obviously... Yeah, I don't' think that's gonna go over well with the CREATOR OF ALL THINGS given His son said don't do that.
Folks, this is unacceptable! Our days are getting shorter and we simply can't keep pretending like we didn't know. It's not gonna fly. So I'm going to print this off, laminate it, and the first thing I will do every day is lay my eyes on what Jesus COMMANDS. When the mind strays to doing the things I know I shouldn't be doing, man, hopefully this will set me straight with a warning from Jesus Himself saying "don't do that!"
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market