Some of the best thinkers are found in comment sections…
“Simply running a plough over an old cow-pasture triggers the release of 10 tonnes of CO2 per acre per year while it lies fallow = 10e10 Pg CO2 per year
Running a chainsaw over ancient forest e.g. to feed Drax or to plant Biodiesel will release CO2 at 10 times that rate (Latitude dependant) for 10, 15 or even 20 years afterwards – NOT incl what was in the trees.”
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market