But look at how “the system” has put a technically retarded/brain-damaged guy, who cannot hear and understand speech, who was never the sharpest tool in the shed even when he could, and who can barely speak, and who is even emotionally all fucked up, in one of the most powerful positions in the nation. If Cabal could install him, they could install anyone. The meritocracy is dead, it is all controlled now.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market