Just want to remind you what Fauci himself wrote in the NEJM of Feb 2020. Somehow this common sense analysis was overlooked when Osterholm, Neil Ferguson, the IMHE et al scared the living bejeebers out of people with claims of IFRs in the high single digits if not even low double digits.
"Chinese people were dying while walking down the street." "Stacks of bodies in the street of Ecuador"
I'll never forget. Never. Forgive? Sure if they own up to what they did. But they can't. They're in too deep.
Why Fauci gave in though, I'll never know. He was smarter than these other fools. Yet he capitulated.
"If one assumes that the number of asymptomatic or minimally symptomatic cases is several times as high as the number of reported cases, the case fatality rate may be considerably less than 1%. This suggests that the overall clinical consequences of Covid-19 may ultimately be more akin to those of a severe seasonal influenza (which has a case fatality rate of approximately 0.1%) or a pandemic influenza (similar to those in 1957 and 1968) rather than a disease similar to SARS or MERS, which have had case fatality rates of 9 to 10% and 36%, respectively.2
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market