Even if they were previously on "our" side. They ALL fell for it. Never to be listened to again. I had HUGE respect for Jeffrey Singer. The last three years has changed everything.
They weren't nearly the "experts" we thought. Nuremberg trials first. Truth and Reconciliation committee next. If I were in charge, I'd strip every single doctor of their license who pushed this crap.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market