I’m gonna do a video on this manana
“Social engagement and connectedness may simply be the single most powerful factors for cognitive performance in old age.”
https://scitechdaily.com/research-reveals-that-early-retirement-can-accelerate-cognitive-decline/
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market