Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
The contract rate on a 30-year fixed mortgage decreased to 6.34% in the week ended Dec. 16 from 6.42%, according to Mortgage Bankers Association data released Wednesday. Rates are down 82 basis points since reaching a more than two-decade high of 7.16% in late October.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
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https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses
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