From the 1929 BLS Handbook of Labor Statistics.
"Formal schooling of both the operator and the home maker was
found to be significantly related to expenses for family living purposes.This relation appears to be slightly more noticeable with homemakers than with operators. "
no wonder they wanted us all to be "educated"...we spend more and take on more debt. Thus we're easier to control.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses