From the 1929 BLS Handbook of Labor Statistics.
"Formal schooling of both the operator and the home maker was
found to be significantly related to expenses for family living purposes.This relation appears to be slightly more noticeable with homemakers than with operators. "
no wonder they wanted us all to be "educated"...we spend more and take on more debt. Thus we're easier to control.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent