Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
"Peter Turchin calls, “the problem of an excess of educated men”? With too many would-be rulers, and not enough positions for them all to fill, Turchin argues, the result is invariably a large number of disgruntled also-rans who combine intellectual firepower with strong senses of entitlement and grievance. "
https://unherd.com/2022/11/how-students-betrayed-the-working-class/
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
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https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses
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