Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
From an email I received today.
" I did a detailed calculation and discovered I had spent 1.25 YEARS over the past 25 just DRIVING back and forth to work.....and yes, I left a lot of money on the table by leaving when I did, but picking up my 3 year old granddaughter once a week and taking her to the library, park and/or movies, along with being able to work on various projects around myself anytime I want, taking quarterly vacations of 7-10 days each with my wife, is worth far more than those bank deposits"
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
