This is shocking???
“Suppose a Catholic college refused to allow a same-sex married couple to live in college owned graduate student housing for families, they might be subject to all kinds of litigation,” he said. “Such a college might lose its nonprofit status. Their students might lose eligibility for federal financial aid and their faculty might lose eligibility from research grants from government agencies.”
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market