Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
"As a result of higher mortgage rates, an oversupply of housing and falling demand, the downturn in the housing market is only just getting started."
Man, sometimes I think I live in a whole different world. I've never once heard of an "oversupply of housing". Not once. What world are these people living on???
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
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https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses
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