"As a result of higher mortgage rates, an oversupply of housing and falling demand, the downturn in the housing market is only just getting started."
Man, sometimes I think I live in a whole different world. I've never once heard of an "oversupply of housing". Not once. What world are these people living on???
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive