"As a result of higher mortgage rates, an oversupply of housing and falling demand, the downturn in the housing market is only just getting started."
Man, sometimes I think I live in a whole different world. I've never once heard of an "oversupply of housing". Not once. What world are these people living on???
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/what-doubters-get-wrong-about-6040-portfolio
What the 60 percent stock portfolio and the 40 percent bond portfolio helps your portfolio