Are you familiar the term "Axis of Evil"? Sure you are. In astronomy though? Of course not. If "The Science" were settled why would anyone need to label an observation as evil unless the observation went against what "The Science" promoted.
"The "Axis of Evil" is a name given to the apparent correlation between the plane of the Solar System and aspects of the cosmic microwave background (CMB). The anomaly appears to give the plane of the Solar System and hence the location of Earth a greater significance than might be expected by chance – a result which has been claimed to be evidence of a departure from the Copernican principle as assumed in the concordance model.
Read the whole thing for yourself and come back and tell me "The Science" is settled.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive