Are you familiar the term "Axis of Evil"? Sure you are. In astronomy though? Of course not. If "The Science" were settled why would anyone need to label an observation as evil unless the observation went against what "The Science" promoted.
"The "Axis of Evil" is a name given to the apparent correlation between the plane of the Solar System and aspects of the cosmic microwave background (CMB). The anomaly appears to give the plane of the Solar System and hence the location of Earth a greater significance than might be expected by chance – a result which has been claimed to be evidence of a departure from the Copernican principle as assumed in the concordance model.
Read the whole thing for yourself and come back and tell me "The Science" is settled.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent
sorry everyone, but here's what RC told me just now.
"Hi Josh,
This would be feedback as the model portfolios you create in the advisor portal are only visible on the advisor end. This is to prevent clients to use model portfolios specifically recommended for other clients. However, I will certainly pass the feedback to add the functionality to control which portfolios a client can view on to our development team and hopefully, we can implement this in the future.
We ask you to continue to share your feedback as it helps to improve the user experience for both you and the client. Please let us know if you have any other questions or suggestions!"
if you guys have other feedback let me know. Preferable in an email so I can copy and paste it to them directly.