The more you dig into ole Al Einstein the more suspicious you must become. It becomes obvious that Al was chosen to follow Darwin's lead and bring the world to the faith of Sciencetism over religion.
"His father's business prospered no better in Italy than it had in Germany and he was unable to help his son(Al). Other members of the family had done better. Dispersed all over the world, they had maintained the solidarity, characteristic of Jewish families, which does not imply affection so much as a tradition of mutual responsibility.
Albert Einstein aimed at the Polytechnic in Zurich and hoped his mathematics would enable him to pass his entrance exams. Rich relations helped out by supplying a hundred Swiss francs a month but they had no suspicion of the forces they were helping to unleash, and on of the most remarkable scientific careers in history was launched out of family charity, exercised more from a sense of duty than any confidence in the boy's gifts or any interest in science." Antonina Vallentin - The Drama of Albert Einstein (pages 28-29)
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses