Beauty of being self-employed is you have time to read and con find incredible nuggets like this:
"Fashions in medicine, like fashions in clothes, change from generation to generation, and it is as difficult for a medical man to break away from the one as it is for a society belle to free herself from the trammels of the other.
Indepence of income, as well as the independence of intellect is needed for a man to set aside dogma. If the desired goal is the attainment of worldly ambition, unuestion adherence to orthodoxy is the price that must be paid. So long as the discovery of a "microbe" may result in a medical knighthood that discovery of a ‘vaccine’ in a comfortable income, no one need be surprised at the continuing popularity of the germ theory and its consequence system of inoculations."
page 340 from Ethel Hume's book Bechamp or Pasteur?
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive