The more you dive into "natural selection" the more you realize the absurdity of it. The numbers are just too big
"For most individual point mutations, even though they are DESTRUCTIVE and result in LOSS of information, they are so subtle that they are essentially invisible - they do not produce a distinct or recognizable effect. Obviously when considering mullion of mutations simultaneously the problem becomes mind-boggling.
Imagine wanting to buy an encyclopedia set, knowing that each set of volumes has its own unique collection of thousands of misspellings. Could you realistically stand there in the bookstore and sort through all those volumes - trying to find the set that was the least "degraded"?
Given two sets, each of which contains it's own unique set of 10,000 misspellings, how could you choose which set has the worst mistakes? The choice becomes totally arbitrary!"
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses