Hey folks, a number of you asked where I got my Ziverdo kit. Here's the link.
https://www.ziverdokit.store/
Now I can't guarantee you'll be happy or that the product will even arrive. But seemed to work for me.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market