email I received today...
"Josh, just talked to a friend who works for the local Utility that was mandating the vaccine. Last week we had a wind storm go thru on a Saturday . When management requested response to put the lights back on they got very little response from the line crews. In a twist that I do not remember every having happen before, contract crews also did not respond. They also were being required to be vaccinated to work on the Utilities system. The vaccine mandated has been suspended and appears to be on its way to being cancelled completely. In an ironic note the Public Service Commission is requesting the company answer question as to the lack of response. United we stand divided we fall."
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent