email I received today...
"Josh, just talked to a friend who works for the local Utility that was mandating the vaccine. Last week we had a wind storm go thru on a Saturday . When management requested response to put the lights back on they got very little response from the line crews. In a twist that I do not remember every having happen before, contract crews also did not respond. They also were being required to be vaccinated to work on the Utilities system. The vaccine mandated has been suspended and appears to be on its way to being cancelled completely. In an ironic note the Public Service Commission is requesting the company answer question as to the lack of response. United we stand divided we fall."
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses