It's odd to see people refusing to give up the ghost since all of this has happened before. Even Tony knew it. 'Fauci said pandemic flus such as H1NI tend to push out seasonal flu strains. "If we get deluged with H1N1 flu, there is a good chance it will crowd out seasonal flu,"'
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive