Remember my friends, when you're arguing with Cultists of the Climate Change, The Maxine Waters, Atheism religions, you're not trying to win them over. You're appealing to the VAST majority of people who are somewhat agnostic.
The Cultists always lose their cool because you are challenging their literal belief systems and eventually they resort to ad hominem and foam at the mouth.
That's when you win. Don't get defensive. Stay on OFFENSE. Don't resort to name-calling. Making fun of their Cult leaders is absolutely acceptable, of course. That's how you break the spell.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent