"I have never had any cause to regret cutting contact with former friends and family members after they revealed themselves to possess unacceptably flawed characters.
To the contrary, life is considerably more enjoyable when one no longer feels obliged to endure the constant stream of nonsense that inevitably flows from the deceitful, the depthless, and the deranged."
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive