Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
Why do the protected need to be protected from the unprotected by forcing the unprotected to use the protection that didn’t protect the protected in the first place?
https://thetruthiswhere.wordpress.com/2021/10/10/why-do-the-protected-need-to-be-protected-from-the-unprotected-by-forcing-the-unprotected-to-use-the-protection-that-didnt-protect-the-protected-in-the-first-place/
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market
