Israel already on their 4th (count 'em - 4th!) booster. Today Pfizer is in front of the FDA arguing for boosters because they acknowledged their VE (vax effictenvess) drops to 47% after the 5th month.
So you got your Pfizer jab 5 months ago did ya and you think you're "fully-vaxxed". Well, according to Pfizer itself, less than half of you are. Thus, boosters. And boosters will probably be needed every 4 months as we sit here today. Think about that.
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent