"Here is an example regarding Wellington.
My wife left her COJ and retired in Oct, 2014. She rolled her 401 K into Wellington. Beginning balance was $495,000. It is 100% in Wellington, dividends and gains reinvested and she has made no withdrawals from it. Last week when the market set a new record high, her account crossed the $1 M threshold and closed at $1,011,000. "
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/portfolios/how-use-commodities-your-portfolio?utm_source=eloqua&utm_medium=email&utm_campaign=FundSpy&utm_content=None_61962&utm_id=32070
How Commodities funds can help diversification with Stocks and Bonds and usually not correlated to either
https://www.morningstar.com/funds/most-stunning-fact-about-vanguards-etf-flows-2
This article shows people are pulling money out of mutual funds and putting it into index funds an example is VOO. Also Vanguard Primecap and Core fund opened the fund due to them both because of money being pulled out. INDEX ETF's way to go tax efficient and low expenses