"Here is an example regarding Wellington.
My wife left her COJ and retired in Oct, 2014. She rolled her 401 K into Wellington. Beginning balance was $495,000. It is 100% in Wellington, dividends and gains reinvested and she has made no withdrawals from it. Last week when the market set a new record high, her account crossed the $1 M threshold and closed at $1,011,000. "
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
Worried About a Stock Market Crash? Here’s What You Should Be Worried About Instead. - Barron's https://share.google/zxmc1t7eE4TLrdHPh
Read this article from Barron's
https://www.morningstar.com/portfolios/when-it-comes-bonds-dont-be-hero
Interesting article on bond allocation, short term needs for retirement are better to be in a money market account up to two years of spending and up to ten years in a high quality active bond fund. Also active bonds have outperformed index bond funds by one percent