Oh, and by the way, always giving glory to our Lord, Jesus Christ! He comes first. Always.
"What’s especially bizarre is that the rules discriminating against unvaccinated people have taken off just as it has become obvious that vaccinated people spread Covid too. The rules have no health or safety justification - they are simply meant to try to force vaccines on the unwilling, to create two classes of people, those who will obey and those who will not."
Ed McQuarrie talks the REAL History of Stocks and Bond performance.
https://www.morningstar.com/funds/vanguard-wellesley-income-is-top-choice
Could be a great fund to start with starting in retirement and cash. Or use Vanguard Wellington and cash if you want to be more aggresive
https://www.morningstar.com/economy/what-weve-learned-150-years-stock-market-crashes
Take a look at this what has happend in past in stock market
